Smart Cash Mastercard

Get up to 5% cash back on qualifying net retail gas and grocery purchases for the first 6 months

Get up to 3% cash back on qualifying net retail gas and grocery purchases thereafter

Get up to 1% cash back for all other qualifying net retail purchases

1.99% introductory annual interest rate on balance transfers and cheque cash advances for 10 months

Feel secure with around-the-clock fraud protection

Enjoy free online access to your credit card account

No annual fee ...Learn More

 

APR: 19.99% 
Balance Transfers: 19.99% 
Balance Transfer Fee: 1%* 
Credit Needed: Good 
Annual Fee: $0 
Approval Decision: Quick